Centum Mortgage House Ltd. serves the Greater Halifax Regional Municipality and surrounding areas with its team of experienced dedicated mortgage professionals. Centum Mortgage House is part the Centum Financial Group national network of independently owned and operated mortgage broker firms. Mortgage services are provided exclusively by CENTUM Franchises operated locally throughout Canada.

BENEFITS OF A PRE-APPROVED MORTGAGE

At the beginning of a successful buying experience is the concept of the “pre-approved mortgage”. Prior to commencing your house search we strongly recommend that you obtain pre-approval for your mortgage. This serves several purposes:

• Based on your financial position and employment income it will be possible to determine the price range that a lender would be willing to support.
• You will have peace of mind knowing the financing has been arranged while you search for the right home.
• Your Real Estate agent can be more focused knowing your price range and the type of home that you prefer.
• The pre-approval puts you in a better bargaining position with vendors
• The rate is locked in for 120 days therefore protecting you against rate increases.
• Once you have purchased the final approval can be confirmed within 48 hours.

Once you have obtained the pre-approval you and your real estate agent can confidently begin the home search within your price range.

Centum Mortgage House Ltd will provide:

• Prompt mortgage service, and independant advice.
• Knowledgeable mortgage information
• Timely efficient approvals at the lowest competitive rates possible.

Let us know your needs and we will be happy to have one of the following mortgage consultants help you achieve the dream of owning your own home.